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Posts tagged "No Fault Insurance"

How can my uninsured motorist coverage help me if I'm in a crash?

According to Michigan's Department of Insurance and Financial Services, every driver must provide their own no-fault automobile insurance policy that includes Personal Injury Protection (PIP), Property Protection Insurance (PPI) and Residual Liability or Bodily Injury and Property Damage (BI/PD) coverage. An optional type of insurance that Michigan residents may also purchase is Uninsured or Underinsured Motorist (UM/UIM) Coverage.

Michigan's proposed no-fault insurance bill meets opposition

A group of Michigan House Republicans launched a last-ditch effort this week to try to reform the state's no-fault or personal injury protection (PIP) auto insurance program. Their aim is to get a bill similar to the one endorsed by Detroit's mayor last year passed statewide.

Bad faith insurance claims can be difficult to prove

When you're hurt in an accident, the obligation falls on the insurance company to investigate a claim, decide liability and settle the issue for a fair amount. Instances in which an insurer is slow to process, investigate or pay a claim may constitute a bad faith action. If so, you may be eligible to file a lawsuit against them.

Michigan's no fault insurance helps pay medical bills, lost wages

If you look at your Michigan auto insurance policy documents, then you'll notice that you have personal injury protection (PIP) coverage listed on it. It's also known as no-fault insurance and it's mandatory that all drivers have it in the state. It's intended to cover medical bills that either you or your passengers may amass if you're involved in a car crash.

Handling insurance disputes following a car accident

Being involved in a car accident in Rochester, Michigan, is never easy. There's so much that you need to take care of afterward involving insurance claims. If you are injured, that gives you even more to take care of due to rehab, recovery and medical claims. Here are some tips for handling insurance disputes following a car accident in Michigan.

Michigan to see insurance premium hike in July

The Michigan Catastrophic Claims Association (MCCA) announced that beginning in July 2019, the cost of personal injury protection (PIP) will increase by $22 per insured vehicle. That's an increase of 13 percent per vehicle and will bring the total cost of PIP to $192 per vehicle.

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