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Posts tagged "No Fault Insurance"

Michigan's no fault insurance helps pay medical bills, lost wages

If you look at your Michigan auto insurance policy documents, then you'll notice that you have personal injury protection (PIP) coverage listed on it. It's also known as no-fault insurance and it's mandatory that all drivers have it in the state. It's intended to cover medical bills that either you or your passengers may amass if you're involved in a car crash.

Handling insurance disputes following a car accident

Being involved in a car accident in Rochester, Michigan, is never easy. There's so much that you need to take care of afterward involving insurance claims. If you are injured, that gives you even more to take care of due to rehab, recovery and medical claims. Here are some tips for handling insurance disputes following a car accident in Michigan.

Michigan to see insurance premium hike in July

The Michigan Catastrophic Claims Association (MCCA) announced that beginning in July 2019, the cost of personal injury protection (PIP) will increase by $22 per insured vehicle. That's an increase of 13 percent per vehicle and will bring the total cost of PIP to $192 per vehicle.

Why has Michigan kept no-fault auto insurance?

In 1973, Michigan started its no-fault auto insurance system. The idea behind the system was to lower the costs for consumers and to get doctors their payments faster. This was because victims of accidents didn't need to file a lawsuit against the other driver in order to get compensation for injuries. With no-fault insurance, drivers would simply use their own insurance company to submit claims, no matter who was at fault in the accident.

Seeking help with filing a no fault insurance claim

Not many people who move to the state of Michigan realize that it is a no fault insurance state when it comes to automotive insurance. This means that the coverage is broad, extending to everyone in your household. It will pay for your medical expenses for your life and up to 85 percent of your salary for no more than three years.

How to handle insurance disputes for car accidents

Car accidents can be incredibly stressful, even the most minor ones. When you add in the fact that your vehicle has been totaled or you have been injured significantly, the stress level can go through the roof. Car accidents are so difficult to deal with because of the insurance companies, which want to payout as little money as possible. Here's how you can handle auto insurance disputes in Michigan.

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