Being involved in a car accident in Rochester, Michigan, is never easy. There's so much that you need to take care of afterward involving insurance claims. If you are injured, that gives you even more to take care of due to rehab, recovery and medical claims. Here are some tips for handling insurance disputes following a car accident in Michigan.
The Michigan Catastrophic Claims Association (MCCA) announced that beginning in July 2019, the cost of personal injury protection (PIP) will increase by $22 per insured vehicle. That's an increase of 13 percent per vehicle and will bring the total cost of PIP to $192 per vehicle.
If you get into a wreck with an at-fault driver, you may be able to file a claim for compensation. However, doing so can cause you to be subjected to claims for subrogation from your insurance provider.
When you are in a car accident, it can be frustrating because although you might be adamant that the other driver was to blame, it may be difficult to prove it with reliable evidence.
You may have heard people complain about no-fault car insurance, which is the form of vehicle insurance used in Michigan. For instance, they may have mentioned that it can be targeted by scams and that medical costs have been going up.
In 1973, Michigan started its no-fault auto insurance system. The idea behind the system was to lower the costs for consumers and to get doctors their payments faster. This was because victims of accidents didn't need to file a lawsuit against the other driver in order to get compensation for injuries. With no-fault insurance, drivers would simply use their own insurance company to submit claims, no matter who was at fault in the accident.
Not many people who move to the state of Michigan realize that it is a no fault insurance state when it comes to automotive insurance. This means that the coverage is broad, extending to everyone in your household. It will pay for your medical expenses for your life and up to 85 percent of your salary for no more than three years.
Car accidents can be incredibly stressful, even the most minor ones. When you add in the fact that your vehicle has been totaled or you have been injured significantly, the stress level can go through the roof. Car accidents are so difficult to deal with because of the insurance companies, which want to payout as little money as possible. Here's how you can handle auto insurance disputes in Michigan.
No-fault car insurance can be a controversial topic and has been in the state of Michigan. It is a type of insurance that helps those who have it reduce the chances of heading to litigation or reducing potential litigation costs. This insurance pays personal injury claims promptly most of the time includes personal injury protection (PIP). It helps to pay the medical care of each insured person after an accident.
The Michigan legislature is once again discussing no fault insurance. The discussion is centered around reforms to no fault insurance in the automotive industry. Outside of the state budget, the most discussed topic in the legislature of late has been no fault insurance and the automotive industry in the state of Michigan.