The consequences of a car accident can be far-reaching and sometimes permanent. Victims can suffer physically, mentally, emotionally, and financially. If you or your loved one were injured in a collision in Detroit, Michigan, you can pursue compensation through your insurance provider or, in some cases, that of the driver who caused the accident.
However, getting the money you need to get your life back on track can be challenging. Insurance companies are out to make a profit, and they don’t always treat claimants fairly. It can help to have an experienced car accident attorney on your side.
At Atnip & Associates, PLLC, we are passionate about helping the injured seek financial justice. We protect the rights of everyday people and fight for them as we would our own family. Let us stand by your side and take on your case as a team. Contact us online or call today for a free consultation.
Under Michigan’s no-fault insurance system, car accident victims may have several options for recovering financial compensation.
PIP Benefits (Personal Injury Protection)
Drivers in Michigan must carry personal injury protection (PIP) insurance. PIP pays for nearly all of your medical bills after a crash (up to your policy limit), no matter who caused the collision. Personal injury protection benefits also provide wage replacement, replacement services, and funeral and burial costs for fatally injured parties.
Residual Bodily Injury Liability
According to the Michigan Department of Insurance and Financial Services (DIFS), drivers must also have residual bodily injury liability insurance to pay for injuries and damages if they are responsible for a car accident. Coverage minimums depend on the policy selected and its date of issuance.
Michigan car accident victims may be eligible to step outside the no-fault system and file a liability claim against an at-fault driver if they have severe injuries and medical expenses exceeding their PIP. A liability claim may allow you to recover losses no-fault insurance doesn’t cover, including compensation for pain and suffering.
Michigan Assigned Claims Plan (MACP)
If you do not have no-fault insurance, you may seek PIP medical benefits through the Michigan Assigned Claims Plan (MACP). You can get coverage for medical care, recovery, and rehabilitation if you qualify.
Legal Action
Getting full and fair compensation may require taking legal action against your PIP insurer or a negligent party. When you secure Detroit, Michigan, car accident representation, Atnip & Associates, PLLC, can tell you more about your options and help you prepare a personal injury lawsuit if necessary.
We handle cases involving all types of motor vehicle accidents, including:
Recoverable car accident compensation in Detroit will depend on various factors, including whether or not you have grounds for a liability claim. In general, financial awards may include compensation for:
Our job is to help you get the maximum settlement or verdict possible so you have the necessary resources to care for yourself now and in the future. We work with clients to find individualized and effective legal solutions that address their needs and goals.
According to the Michigan State Police, in a recent year, there were over 200 deaths and nearly 16,000 injuries from traffic crashes in Wayne County. In addition, CBS News reports that the number of collisions has continued to increase annually since the pandemic. According to CBS, some of the most dangerous intersections in the state are in the Detroit metro area, including:
If you or your loved one were hurt in an accident anywhere in Detroit, our personal injury lawyers in Michigan can help. We know how to handle claims involving wrongful death and catastrophic injuries, including:
Our car accident lawyers serving Detroit can help you pursue fair compensation from your insurance company. If applicable to your case, we can also establish your right to step outside the no-fault system and prove a negligent driver is financially responsible for your losses. Our team can:
According to Michigan law, you have one year to take legal action to recover PIP benefits. Another Michigan law allows three years to file a personal injury or wrongful death lawsuit against a liable party. The clock starts at the time of injury or death. If you do not pursue your case within the statute of limitations, you may be unable to recover your losses.
Starting on your claim immediately can also increase the chances of a successful outcome. Acting fast allows your lawyer to collect evidence before it gets lost and speak with witnesses while their memories are fresh. In addition, it protects you from allegations that your injury did not arise from the accident.
Atnip & Associates, PLLC, has achieved multimillion-dollar settlements and verdicts for injury victims in Michigan. We pride ourselves on helping people from all walks of life stand up to the insurance companies. When you work with us, you get a powerful legal advocate in your corner who will protect your rights and fight to maximize your compensation.
Before accepting awards, make sure you are getting what you deserve. Consult one of our experienced personal injury lawyers serving Detroit, Michigan. We offer free consultations for car accidents. Call today or contact us online to get started down the road to financial recovery.
