Category: Catastrophic Injury

Just a few years ago, anyone injured in a Michigan car crash could expect thorough medical coverage. The law in Michigan once required unlimited no-fault personal injury protection (PIP) coverage. Regardless of how severe someone’s injuries were or who caused the crash, their policy could pay for their medical expenses. 

When state lawmakers reformed Michigan’s no-fault insurance law, they asserted that this move would save people money. Unfortunately, policies across the state have not become much more affordable. At the same time, those with catastrophic injuries may find themselves struggling for care. 

Some people have no PIP coverage at all

Under no-fault reform, drivers still have the option of investing in unlimited PIP coverage. They can also reduce that coverage to lower amounts. Some people only need $50,000 worth of PIP coverage if they have Medicaid coverage. Those on Medicare may eliminate PIP requirements entirely. They would then rely on the insurance coverage of the person who caused the crash to cover their medical expenses. 

The law in Michigan currently only requires $50,000 in bodily injury liability coverage if one person gets hurt or dies in a wreck. Those with extensive medical costs and lifelong lost wages may find that the available insurance is not nearly enough. They could also discover that the person who caused the crash didn’t have an active insurance policy, leaving them unable to file a claim at all. 

People hurt in a crash caused by someone else shouldn’t have to absorb those expenses. Filing a personal injury lawsuit could sometimes help those who discover that no-fault reform left them without the coverage they require.

Truck accidents are often more devastating than passenger car crashes due to the sheer size and weight that characterizes trucks. Michigan motorists should know the most common truck accident injuries and take all necessary measures to promote safety on the road.

Whiplash and neck injuries

Big rig accidents can cause sudden and forceful movements, leading to whiplash and neck injuries. These injuries occur when the head jerks forward and then snaps back, causing strain on the neck muscles and ligaments.

Spinal cord injuries

The impact of a truck collision can lead to spinal cord injuries, which can result in paralysis or partial loss of movement and sensation below the site of the injury. These injuries often require extensive medical treatment, rehabilitation, and long-term care.

Traumatic brain injuries (TBIs)

The impact force in a truck accident can lead to head injuries, including traumatic brain injuries. TBIs can range from mild concussions to severe brain damage, affecting cognitive functions, memory and motor skills.

Fractures and broken bones

The intensity that comes with a truck collision can cause fractures and broken bones in various parts of the body. These injuries may require surgery, rehabilitation and an extensive recovery.

Internal injuries

Blunt force trauma from a truck accident can lead to internal injuries, such as damage to the liver, spleen or kidneys. Internal injuries are not always immediately apparent and require prompt medical attention.

Cuts and lacerations

Broken glass, debris and sharp objects in the aftermath of a truck accident can cause cuts and lacerations. These injuries can vary in severity and might lead to scarring or infection if not treated properly.

Post-traumatic stress disorder (PTSD)

Beyond physical injuries, truck accidents can also have psychological consequences for victims. Accident survivors might experience PTSD, leading to anxiety, depression and emotional distress.

Burns and scarring

If a truck accident results in a fire or explosion, victims can sustain painful and scarring burns. Severe burns can cause disfigurement and long-lasting physical and emotional trauma, requiring skin grafts and other interventions.

Staying safe on the road

Staying informed about these common truck accident injuries can encourage cautious driving, better road-sharing practices and heightened awareness on the road. Avoiding reckless and distracted driving can keep you clear of trouble with large vehicles.

If you or someone you know has suffered a serious brain injury, it can be difficult to know where to turn. Depending on the situation, it can even be difficult to determine if you have suffered a TBI. However, there are certain symptoms that you should be on the lookout for, and some things that you should do to ensure that you or your loved one gets the help and treatment they need.

What is a traumatic brain injury (TBI)?

A is a serious, potentially life-threatening injury that occurs when an external force causes the brain to move back and forth inside the skull. This can happen from a fall, car accident or another type of impact. One of the most common symptoms of a TBI is a headache, which is often accompanied by dizziness, nausea, confusion and lightheadedness. If you experienced a particularly serious injury, you may also experience seizures, slurred speech, paralysis or even coma.

Seek medical attention

If you believe that you or someone else has suffered a TBI, it is important to seek medical attention immediately. Depending on the severity of the injury, you may need to go to the emergency room or be seen by a doctor specializing in brain injuries. It is also important to keep in mind that some symptoms, such as headaches, may not appear until days or weeks after the initial injury. If you have suffered a TBI, it is important to follow up with your doctor and keep them updated on your symptoms. You may also need to see a specialist, such as a neurologist, to ensure that you are properly treated.

Generally, a TBI requires immediate medical attention and can have serious long-term effects. It’s important to remember, however, that the symptoms of a TBI can vary greatly, and not everyone will experience the same effects. If you or someone you know has suffered a blow to the head, seek medical attention and follow up with your doctor.

Have you suffered a traumatic injury to your brain? This is a calamity that you can’t afford not to take seriously. The effects of this injury could lead to a dramatic decrease in the quality of your life, lasting for a long time or even becoming permanent. Here is what to do if you someone in Michigan is responsible for the injury.

Get medical attention

Any damage to your brain, whether temporary or permanent, will certainly count as a serious injury. The most important thing to take away from the aftermath of such an incident is that you need to make sure you are dealing with the right specialist for your injury.

You will also need to find out which kind of tests and evaluations can be used as evidence when you file your personal injury claim. These are the tests that you will rely on as proof that you really did suffer an injury that you deserve full compensation for.

Gather all the evidence to make your case

You should be proactive in gathering up all of the evidence that you need to prove your claim. You can gather medical reports as well as statements from people who witnessed your accident. These should also include statements from police and emergency medical personnel who arrived on the scene. The more evidence you can gather, the stronger your case will be.

You will need strong evidence to file a claim with your insurance company. If you experience any resistance from the insurer, you may need to take your case to court. The aim will be to get the compensation you need to cover your medical bills and additional damages.

Nearly countless factors can influence the severity of a motor vehicle collision. From the types of vehicles involved to the speeds at which they are moving, these factors can turn a simple fender-bender into a devastating collision with catastrophic injuries.

Vehicle occupants can suffer a wide range of injuries, including:

  • Traumatic brain injuries (TBI): Either due to the head striking a structure in the vehicle or the sudden jarring motion of the brain within the cranium, vehicle occupants can suffer TBI. The TBI can impact either the structure of the brain or its function, leaving victims with severe cognitive disabilities. From memory problems to trouble holding a conversation, a TBI can lead to lifelong consequences.
  • Paralysis: Damage to the spinal cord can lead to trouble with the limbs or internal organs. Depending on the position of the injury, the victim can suffer paraplegia, hemiplegia or quadriplegia. Additionally, the damage can lead to organ failure.
  • Amputation: Whether it is a crush injury requiring emergency surgery or a limb that was removed in the force of the accident, a vehicle occupant could struggle with amputation. An individual could lose a hand, arm, leg or another body part in a severe accident. These injuries can have a devastating, life-altering impact.

While there are myriad examples of severe injuries, these are three of the most dangerous. Vehicle occupants can suffer broken bones, lacerations, burn damage and torn ligaments. Serious collisions can often result in fatality. It is important to explore any legal options for monetary compensation after a motor vehicle accident involving cars, trucks or motorcycles.

A spinal cord injury is often the result of a sudden, traumatic accident that might have been prevented. The damage to the spine may be reversible, but the financial effects take years to recoup. If your issues occurred in Michigan, know what to do when you’re faced with this severe injury.

The diagnosis process

The process of diagnosing a spinal fracture starts with severe pain in the back, neck, shoulders or other parts of the body. In an emergency room or doctor’s office, the nurse evaluates the patient’s history, and the doctor performs a physical exam. The doctor may touch the affected area along the spine to check for pain or soreness. If a serious problem is suspected, an X-ray is ordered to show proof of a fracture.

The diagnosis includes a specific type of spinal fractures, such as compression, flexion or dislocation. The next step is a series of medical treatments in the hospital or office and at home. A fracture takes several weeks or months to heal, so most patients are left with piles of medical bills.

The legal process

After the diagnosis and treatment is the legal process of handling a spinal fracture. There are legal representatives available to help people obtain compensation for several months or years of accumulated medical bills. Going through the court system is the best way to receive compensation. This is recommended to punish the individual or group of individuals who were responsible for the accident that caused your serious injury.

What to do next

In every state are personal injury laws to protect anyone involved in a serious accident. If the spine is fractured, the injured person must receive a correct diagnosis in order to receive effective treatment. However, you should not pay for medical bills, lost wages and expenses if the accident was a result of negligence. Working with the legal system is recommended to recover your personal losses after an accident.

A large part of any Michigan settlement or jury award is for pain and suffering. However, many people do not understand the term or what goes into calculating how much they receive. In Michigan, there are also special rules about these types of damages that plaintiffs must know.

What pain and suffering damages include

Pain and suffering is the largest part of the non-economic damages in a lawsuit. Economic damages pay you for the amounts that actually came out of your pocket, such as medical bills and lost wages. Non-economic damages compensate you for what you experienced and continue to go through after your accident. This could include everything from the physical pain that you feel to the anxiety that you experience as a result of your catastrophic injuries. You can even be paid for the inconvenience and disfigurement that you will suffer for the rest of your life.

There are some caps on pain and suffering in Michigan

Michigan is one of the states that try to put limits on pain and suffering awards. For example, you have three years from the time that you discovered your injury to file a lawsuit, or else you lose the right to sue. In addition, Michigan has dollar caps for pain and suffering in product liability and medical malpractice cases. However, car accidents and other injuries do not have any limitations on pain and suffering awards.

You need to demand what you deserve

Usually, an insurance company will use a multiplier of your medical bills to calculate pain and suffering. You can expect that they will try to understate your actual experience unless you stand up and fight for your legal rights. Your attorney will need to clearly and convincingly show how you have been harmed.

Whiplash is a type of injury that most people in Oakland County have heard of but may not know much about. The word may make you think of a neck brace, but beyond that, there is a lot to learn about what whiplash is, its symptoms and how having a whiplash injury can impact your quality of life.

Whiplash is a type of neck injury. It can result when the neck snaps back and forth forcefully, somewhat like the crack of a whip. One of the most common causes of whiplash is getting rear-ended in a car. This type of car accident can cause the head to fling forward and backward. People can also get whiplash from tip-and-fall accidents, contact sports and being physically attacked.

Frequent symptoms of whiplash

Unlike many injuries, whiplash is not always immediately apparent even to the sufferer. Symptoms might not develop until several days have passed. Common signs of whiplash include:

  • Stiffness
  • Pain that gets worse when you move your neck
  • Reduced range of neck motion
  • Headaches that seem to radiate from the base of your skull
  • Fatigue
  • Dizziness
  • Pain or tenderness in the arms, shoulders and/or upper back
  • Numbness or a tingling sensation in the arms

Less often, victims experience symptoms like blurred vision, irritability, trouble sleeping and difficulty with concentration. Symptoms can be more severe if the injury occurred in a high-speed accident, or if the patient is older, has had whiplash before, or if the injury aggravated a pre-existing lower back or neck problem.

Pain management and rehabilitation

The most serious cases can last for months or years. Treatment can help control the pain and restore at least some neck movement. But you may be unable to work in the meantime, especially if your job involves lifting heavy objects or moving your body a lot.

Whiplash can cause medical bills to pile up while you are in serious pain and unable to earn a paycheck. A personal injury attorney can go over your accident with you and explain if you can pursue a personal injury lawsuit against the people responsible.

Being rear-ended by a vehicle is a huge stress on your body – and we are not talking about the headache that comes with getting your vehicle repaired. We are talking about the catastrophic injuries that can result from the collision.

The term “catastrophic” may make you think about obvious, external injuries, but it covers much One more. Some of the possible effects of the accident are internal can range from whiplash to brain injuries or spinal cord injuries .

 

Understanding some of the possible effects of the catastrophic injuries can help you to decide what you are going to do regarding the accident. Consider these points.

What are catastrophic injuries?

Catastrophic injuries can impact you for the rest of your life. Spinal cord injuries and traumatic brain injuries are two possible catastrophic injuries that are associated with motor vehicle crashes. Catastrophic injuries can be relatively mild or they can be severe. In some cases, they might result in death.

What factors determine the severity of a catastrophic injury?

The location of the injury can have an impact on the severity of the effects you will experience. Spinal cord injuries higher on the spine are more likely to cause more serious effects than those on the lower end of the spine. Injuries to specific areas of the brain will impact different functions. An injury to the brain stem could lead to death.

The length of time it takes for you to get medical care can also impact the ultimate outcome of the injury. The medical care that you receive can also influence the way your body heals after the injury.

What types of effects are possible after a catastrophic injury?

You can experience symptoms that last a lifetime. For a brain injury, you might experience confusion and difficulty concentrating. A spinal cord injury might result in you becoming paralyzed, having difficulty breathing on your own, or experiencing other maladies.

You will likely need a lifetime of medical care and assistance for the ongoing issues related to these injuries. You may need rehabilitation and medication to help you live the highest quality of life possible. In some cases, you might not be able to return to work after the accident, so you will have to deal with a loss of income at a time when your expenses might be skyrocketing.

What can I do about the situation?

You can opt to seek compensation from the party who rear-ended your vehicle. You can also file a claim with your insurance for the accident. Michigan is a no-fault state, so your own insurance would cover the medical aspects of the injury. Michigan doesn’t have damage caps for medical care after a catastrophic injury, so you should be prepared to fight for the coverage that you deserve.

When you hear that you have suffered a catastrophic injury, you may not be sure what that means exactly. Does it mean you are terminally injured and likely to die? Does it mean your recovery will never go beyond a certain point? A catastrophic injury is defined as an injury that leads to permanent disability, a fractured neck or serious head injury. Other catastrophic injuries include sudden cardiac arrest or cardiac disruptions. Some kinds of catastrophic injuries do resolve over time. For example, if you suffer a head injury, it may be severe at the time of injury, but with hard work, recovery could be possible.

What kinds of catastrophic injuries are there?

Two kinds of catastrophic injury classifications exist including direct traumatic injuries and exertional/systemic injuries, also known as indirect. Direct injuries result as a direct impact of the car accident or other incident. Indirect catastrophic injuries result from exertion while performing an activity or as a result of complications from non-fatal injuries.

Can you recover from a catastrophic injury?

Catastrophic injuries require ongoing care. You may spend months or years in the hospital or in a treatment program aimed to help reduce the impact of the injury on your body. It may be difficult to tell how severe the injury is at first. For example, with a brain injury, you can expect to see the most improvements within the first six months following the injury. From there, the recovery slows, even though the person may continue to improve. After approximately two years, recovery slows significantly, and you may not see any major changes.

Other injuries may differ. For example, a spinal injury may initially be severe with immediate recovery within the first few weeks with the use of the right treatments. For instance, giving a person with a spinal injury anti-inflammatory drugs can reduce the impact of swelling on the spinal cord, reducing the severity of the injury overall. There are no current treatments that reverse spinal damage, so it’s important to receive as much emergency care as possible within the first few hours after the injury takes place. For those involved in car accidents who have catastrophic injuries, immediate treatment at a hospital is necessary, including being flown to the hospital for surgery or faster treatment.

Fortunately, Michigan’s no-fault car insurance has no limits. It will cover your lost wages for three years, and it covers your medical needs for your entire life. This means you and your attorney can work to get exactly what you need from the insurance company, so you can improve your overall health and continue to live a comfortable life despite a new o r worsening disability.

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