Drivers in Michigan have enjoyed several protections against personal injury and damage in the event of a car accident. However, those protections have been considered too costly for many vehicle owners who find themselves strapped for cash.The Wolverine State has...
No Fault Insurance
How does no-fault insurance protect Michigan drivers?
From the forests of the Upper Peninsula to the streets of Detroit, the roads of Michigan have risks for everyone on the road. Defensive driving and avoiding traffic can only get motorists so far, and nearly everyone has some sort of collision in their memory after a...
Michigan takes steps toward solving no-fault insurance woes
Legislators in Michigan are making progress toward an overhaul of the state's no-fault auto insurance system, which is expected to benefit consumers through cost savings.Both the state House and Senate have passed bills that would provide additional options for...
Can I sue a negligent motorist in a no-fault insurance state?
If you've recently relocated to Michigan, then you may not have heard of no-fault or personal injury protection (PIP) insurance before. Virtually every motorist in the state is expected to carry it to cover their expenses if they're involved in a crash in Rochester or...
How can my uninsured motorist coverage help me if I’m in a crash?
According to Michigan's Department of Insurance and Financial Services, every driver must provide their own no-fault automobile insurance policy that includes Personal Injury Protection (PIP), Property Protection Insurance (PPI) and Residual Liability or Bodily Injury...
Michigan’s proposed no-fault insurance bill meets opposition
A group of Michigan House Republicans launched a last-ditch effort this week to try to reform the state's no-fault or personal injury protection (PIP) auto insurance program. Their aim is to get a bill similar to the one endorsed by Detroit's mayor last year passed...
Bad faith insurance claims can be difficult to prove
When you're hurt in an accident, the obligation falls on the insurance company to investigate a claim, decide liability and settle the issue for a fair amount. Instances in which an insurer is slow to process, investigate or pay a claim may constitute a bad faith...
Michigan’s no fault insurance helps pay medical bills, lost wages
If you look at your Michigan auto insurance policy documents, then you'll notice that you have personal injury protection (PIP) coverage listed on it. It's also known as no-fault insurance and it's mandatory that all drivers have it in the state. It's intended to...
What is no-fault insurance in Michigan?
Everyone who registers a vehicle in Michigan is required to purchase no-fault insurance. It is illegal to allow your vehicle to be driven or to drive it yourself without no-fault insurance.If you are involved in a motor vehicle accident, there are a number of things...
Handling insurance disputes following a car accident
Being involved in a car accident in Rochester, Michigan, is never easy. There's so much that you need to take care of afterward involving insurance claims. If you are injured, that gives you even more to take care of due to rehab, recovery and medical claims. Here are...