No Fault Insurance

Most Michigan motorists purchase automobile insurance because state law makes it a requirement. Drivers seldom stop to think about how beneficial having coverage can be if they were to have a crash. It can protect you from personally having to empty your pockets for...

If you have a driver's license, then it's likely that the jurisdiction that you live in requires you to have automobile insurance. Most drivers think of this coverage in terms of the protections it offers if they become involved in a car crash. You may wonder how that...

Michigan's no-fault insurance model has meant that individuals pay high premiums for the coverage required by law. One of the components that was especially costly was the personal injury protection because people had to pay for unlimited lifetime medical benefits. On...

Just because you have auto insurance doesn't necessarily mean that it will protect you should you have an accident. Ultimately, it's up to your auto insurance company's adjuster to decide whether they will approve your claim. An insurance company may deny your request...

Michigan is a no-fault auto insurance state. This means that if you get into an accident, then you can file a claim with your insurance company under your personal injury protection (PIP) coverage. You're unable to sue the other motorist who may have struck you in a...

Auto collisions happen every day in Michigan. Motorists often file claims with their insurance companies in the hope of recovering money to fix their car, to cover their medical bills and/or for lost wages. The onus to decide who gets paid falls on the insurance...

In Michigan, victims of serious or catastrophic vehicle accidents feel confident that no-fault insurance claims will cover their medical expenses. Most people don't give the matter much thought. Instead, they assume that insurance carriers always operate in good...

Michigan makes it relatively easy to work out how to recover from a car accident. The state makes it a requirement to have a form of insurance that makes it irrelevant who caused a crash or how it was caused beyond a possible criminal act. But things are changing with...

After a car crash that leaves you or a member of your family with serious injuries, you will definitely feel grateful for your no-fault insurance policy. While many people in Michigan bemoan the expenses associated with no-fault insurance, for those who need medical...

Under Michigan's no-fault insurance system, drivers can get basic coverage from their insurer when they're involved in an accident regardless of whose fault the crash was. This no-fault system allows drivers to obtain compensation for medical care, lost wages, and in...