Michigan's no-fault insurance model has meant that individuals pay high premiums for the coverage required by law. One of the components that was especially costly was the personal injury protection because people had to pay for unlimited lifetime medical benefits. On July 1, 2020, residents of this state were able to change their coverage from that unlimited option to lesser coverage, which saved some people money on their premiums.
What impact does recreational marijuana use have on accidents?
Many states have relaxed marijuana laws during the last few years. As a result, recreational marijuana usage has significantly increased in many areas. Unfortunately, the use of this drug, like alcohol, doesn't just occur at home or in a controlled setting. It can happen just before or while a person operates a motor vehicle as well.
How should you file a dispute with your auto insurance company?
Just because you have auto insurance doesn't necessarily mean that it will protect you should you have an accident. Ultimately, it's up to your auto insurance company's adjuster to decide whether they will approve your claim. An insurance company may deny your request completely or pay only a portion of your damages.
How dangerous are school buses without seat belts?
Parents expect school buses to safely take their children to school and bring them back home. Unfortunately, things do not always work out that way. School bus manufacturers aren't required to equip these vehicles with seatbelts per federal law. According to the National Conference of State Legislatures, only eight states mandate that school buses have seatbelts. Michigan isn't one of these states.
Examples of reckless driving that could help your claim
If you have been involved in an accident and you believe that another driver was at fault for causing the accident, it's important that you are able to prove this. If you are unable to prove this, you may run the risk of being held liable for the accident. This could cause many issues, from legal consequences to increased insurance fees.
How to protect yourself when walking in a parking lot
You don't think much of it, but you probably walk through parking lots almost every day of your life. This happens after you park your car at work in the morning (and when you leave). It also happens when you visit the grocery store or shopping mall. And that's just the start.
