Not many people who move to the state of Michigan realize that it is a no fault insurance state when it comes to automotive insurance. This means that the coverage is broad, extending to everyone in your household. It will pay for your medical expenses for your life and up to 85 percent of your salary for no more than three years.
It’s not uncommon for insurance companies to deny personal injury claims of victims of car accidents in Michigan. This can cause victims to suffer even more stress following an accident. It shouldn’t be this way though. That’s where an experienced lawyer comes into play.
An experienced attorney can help you file your no fault insurance claim in Rochester so you do not make mistakes that will get your compensation denied or delayed. Some of the most common mistakes people make when filing a claim with an insurance company include the following:
- The claim is incomplete (medical information is missing)
- The claim is filed after the deadline (Michigan has a strict one-year filing deadline for no fault insurance claims)
- The claim is filed with the wrong insurance company
- Claims can be denied for pre-existing conditions or other medical issues
Working with an attorney to file your no fault insurance claim will also ensure that you are compensated for any upgrades or modifications you make to your home for yourself or the victim of the accident. Compensation can also be sought for the caregiver of a car accident victim.
Victims of car or truck accidents in Rochester should seek legal help prior to filing a no fault insurance claim from an experienced attorney.
Source: esurance, “How to File a Third-Party Car Insurance Claim,” accessed July 21, 2017