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Even consumers who follow the news closely can't be aware of every product recall that impacts them and their family. People often assume that when companies or the government recall products due to safety issues, they are immediately removed from shelves and online inventories. While that's the way things should ideally work, it doesn't always happen.

The U.S. Consumer Product Safety Commission (CPSC) recently announced that three leading retailers owned by TJX Companies (T.J. Maxx, HomeGoods and Marshalls) continued to sell 19 separate products after they were recalled during the past five years. Some of the recalls were for serious safety issues, including flammability.

It's important not to stereotype people based on their age, gender or any other characteristic, especially when trying to form conclusions after an event or accident. When a teenage driver is involved in a car accident, it is often assumed by others involved that it must have been the young person's fault. Making this assumption should never be done because the true fault behind any car accident will depend on several factors, and evaluations of each of the drivers' actions leading up to the event will need to be evaluated.

However, statistics relating to car accidents do suggest that teen drivers are more likely to become involved in a car accident, suggesting that much of the time, teens cause accidents due to their behavior behind the wheel. The following are some of the reasons why teens are frequently at fault in a car accident.

The blogger who is credited with inventing the concept of gender-reveal parties over a decade ago lamented recently that they've become a "dangerous trend." As the events have become increasingly more spectacular (largely because people are trying to create the next social media viral sensation), they've given rise to serious damage, injuries and at least one fatality.

In late October, a woman in Iowa was killed by a piece of metal from the homemade device that was essentially a pipe bomb intended to review her future grandchild's gender. In September, a plane spraying pink water for a gender-reveal stunt crashed in Texas, leaving the pilot with minor injuries and the plane with "substantial damage." A gender-reveal party that used explosives in 2017 resulted in a 47,000-acre fire in Arizona.

Under Michigan's no-fault insurance system, drivers can get basic coverage from their insurer when they're involved in an accident regardless of whose fault the crash was. This no-fault system allows drivers to obtain compensation for medical care, lost wages, and in some cases, damages to their vehicle fairly quickly and easily compared to drivers in states that don't have no-fault insurance. However, the coverage is limited.

Drivers who weren't at fault (or at least less than 50% at fault) for an accident have the right to file a mini-tort claim against the at-fault driver if the damage to their vehicle is so extensive that their insurance won't cover it.