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How to avoid becoming a snowmobile statistic this winter

Are you one of the thousands of Michiganders planning to hit the snowmobile trails this winter for the first time – or perhaps for the first time in a while? While this can be an extremely fun way to spend a day, remember that it has to be taken seriously. Snowmobile accidents can be deadly.

In addition to being safe yourself, you have to keep an eye out for others who might not be as conscientious. Taking a safety course, even if you've taken one in the past, never hurts.

When are pedestrians most apt to get killed in crashes?

Data compiled by the Centers for Disease Control and Prevention (CDC) show that 5,977 pedestrians died in traffic accidents in the U.S. in 2017. That same data captures how 137,000 suffered injuries that resulted in them visiting emergency rooms that same year. The federal agency's data suggests that certain factors make some pedestrians more apt to be struck than others.

CDC data shows that at least 20% of all pedestrians who die in pedestrian accidents are age 65 or over. Older Americans like this accounted for 10% of all pedestrians killed in such incidents in 2017.

What crash-related injury risks do children face?

The thought of having a car crash is often ever-present in the back of a driver's mind every time they get behind the wheel of their automobile. This degree of concern often increases a few notches when motorists have others, such as their kids, ride along with them. Motor vehicle accidents can result in children suffering severe injuries, whether they're riding in a car, booster or passenger seat.

Data compiled by the U.S. Department of Transportation (DOT) shows that children most commonly suffer internal organ damage, concussions and chest, head or back injuries in motor vehicle accidents. Government researchers also point out that younger kids, such as those under the age of one, are most apt to suffer concussions in crashes. Children older than one have a higher risk for head fractures, bruising and cuts.

Here's how car accident compensation laws work in Michigan

If you've been involved in a car accident and suffered serious injuries, it's obviously important that you prioritize your own healing over everything else. The medical treatment that you have needed to seek as well as additional damages such as lost wages and material damages may, however, be straining your finances and creating additional tension and stress in your life.

This is why you should also look into your options for gaining compensation within a reasonable time frame. To do this, you will first need to have a good understanding of the law in your state regarding car accident compensation. The following is an overview of car accident compensation laws in Michigan.

Why do insurance companies deny auto accident claims?

Most Michigan motorists purchase automobile insurance because state law makes it a requirement. Drivers seldom stop to think about how beneficial having coverage can be if they were to have a crash. It can protect you from personally having to empty your pockets for property damage and can save you from having to fork out thousands of dollars in unexpected expenses. There's no guarantee that your insurer will honor your claims, though.

There are a few reasons that your insurance company may deny your claim.

What are some of the more common reasons motorcyclists are hit?

It's not uncommon for parents, spouses and others to feel some apprehension when their loved ones express an interest in operating a motorcycle. One of the reasons why they often feel this way is because they've likely heard about catastrophic crashes that resulted in motorcyclists' injuries or death. Family members don't want their loved ones to face the same fate. Motorbike riders can benefit from knowing what types of accidents are more common so that they can take preventative measures to avoid them.

One all-too-common reason why motorcyclists end up hurt is that a motorist cuts too closely in front of them from another lane. Drivers often do this because they fail to see a motorbike in their vehicle's blind spots. Motorcyclists can avoid such crashes by remaining vigilant for a driver's head movements, them turning their wheel, using their turn signal or checking their mirrors.

What are some of the most dangerous professions?

Statistics compiled by the U.S. Department of Labor's Bureau of Labor Statistics (BLS) in 2018 show that 5,250 workers lost their lives on the job that year. The number marked an uptick in work-related deaths over the previous year. BLS data captures how transportation-related accidents were the leading cause of worker fatalities in 2018. Those same statistics show that some professions are more dangerous than others.

BLS data shows that the logging industry is the leading profession for worker fatalities. Their statistics capture how the death rate in this field is 97.6 per 100,000 full-time employees. That same data also shows that loggers often die after equipment or other objects strike them.

Planning a funeral after the tragic loss of a loved one

Making final arrangements for your loved one is a costly and stressful experience. When they passed away because of a tragic accident, you might be dealing with the emotions that come with a sudden loss while you're trying to make those arrangements.

While you're going through this, you might realize that you're enraged about what happened. Try not to let your anger stop you from mourning your loved one's death. You do have a legal option to try to get closure for what happened, but you may need to get through the funeral before you do this.

What's to blame for log truck crashes?

In 2019, the International Journal of Forest Engineering published a study analyzing fatal log truck crashes between 2011 and 2015. The researchers working on the study obtained the crash data for the 383 log truck accidents during this period from the Fatality Analysis Reporting System, a U.S.-government funded accident database. The data that the researchers uncovered is staggering.

Study authors determined that while there were 9,597 tractor-trailers involved in crashes involving fatalities between 2011 and 2015, only 3.4% involved logging trucks. Even still, the researchers found that there was a 41% increase in fatal log truck crashes in between 2011 and 2015. There were 33% more non-fatal log tractor-trailer accidents over these five years, a 14% increase over the overall large truck crash rate during this same period.

Pros and cons of having no-fault insurance if you have a crash

If you have a driver's license, then it's likely that the jurisdiction that you live in requires you to have automobile insurance. Most drivers think of this coverage in terms of the protections it offers if they become involved in a car crash. You may wonder how that works in a no-fault insurance state like Michigan, though.

Here in the Great Lakes State, you use your insurance coverage to cover any damages resulting from accidents that you may have, whether you're to blame for it or not. This approach to doing things contrasts with an at-fault state, whereas you'd have to prove that another motorist was liable for your crash and file a claim with their insurance to recover damages.

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